Lender Financing

With our Lender Finance solutions, we deliver flexible capital to consumer and commercial lenders in an array of different choices, including revolving lines of credit up to $30 Million (or greater for the right situations).

Assisting smaller lenders to get the capital they need

Garrington Capital helps factoring, ABL, equipment, consumer finance, and other specialty finance lenders fill capital shortfalls. You can maintain your current relationships while adding new clients with our capital. Through a “win-win” partnership, our team of professionals will help you access funds and take your company’s growth to new levels.


Why Choose US?

Our approach focuses on providing funding to our borrowers in the quickest and most efficient way possible. Garrington Capital has been lending to SME businesses for over 20 years. We understand your issues and have strong solutions for your capital needs. We understand almost all facets of the commercial lending business, with specialized knowledge in several sectors.

We walk in your shoes daily.

What We Offer

Senior Credit Facilities

Garrington Capital provides expertise and creativity in providing senior, revolving facilities. A senior, revolving…


First Out Participations

Garrington Capital can provide a “first out participation” within a single credit facility that you have entered to take on larger credits…


Co-Investment in Your Larger Transactions

Garrington Capital actively looks to purchase participations in your transactions…


White Label Opportunities

Your brand, our expertise. Our funding, service, and management capabilities …


Back-Office Support and Technology Services

As a commercial finance business, you’re used to juggling many…


Growth Capital

Partner with Garrington Capital to receive additional capital to grow your business or acquire another one with equity, subordinated…


$2.5 Million

Minimum Loan Size

$30 Million

Max Loan Size

Canada + USA

Geographical Reach

General Terms

  • Advance rates of up to 80% of eligible loans
  • Up to two year term
  • Revolver
  • First lien on borrower

Our Customers

  • Experienced operators
  • High quality character
  • Established track record
  • Solid business model

Industries We Serve but not limited to

  • Sub-prime Auto
  • Auto Repair
  • MCA
  • Secured Consumer Finance
  • Factoring
  • ABL
  • Equipment Leasing

Get in Touch

Get Started with Lender Financing

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