Lender Financing

Senior Credit Facilities

Garrington Capital provides expertise in being creative in providing senior, revolving facilities. A senior, revolving credit facility is a preapproved facility wherein you can borrow money as and when required for short or long- term needs without the need to reapply for a loan each time. The facility will be an advance against an entire pool of your assets/loans with a borrowing base and advances computed as a set percentage against your eligible loans. This will provide you with the flexibility to set a growth framework and only draw down the capital as opportunities arise in your business.

First Out Participations

Garrington Capital can provide a “first out participation” within a single credit facility that you have entered to take on larger credits or reduce existing client exposure. This allows you to access credit away from any senior facility already in place. In many cases, our fees can also help you blend down rates offered to your clients or increase your overall existing returns. Each transaction is customized based on the risk and the overall situation.

Co-Investment in Your Larger Transactions

Garrington Capital actively looks to purchase participations in your transactions that may be larger than you can accommodate. Relieve concentration concerns, liquidity constraints, or lending limits with client loan participations up to $20 Million.

White Label Opportunities

Your brand, our expertise. Our funding, service, and management capabilities provide us the opportunity to offer our partners a “white label” for factoring, asset-based lending, equipment finance, and specialty finance offerings. Your brand, plus our collective expertise, allows you to be present in your market with the ability to provide working capital solutions as needed.

Back-Office Support and Technology Services

As a commercial finance business, you’re used to juggling many balls at the same time – from origination, underwriting, administration, strategic planning, and HR through to access to capital to fund opportunities.

You’re constantly balancing the need to respond quickly, manage risk, and ensure funding capability. So the question is – where is your team’s time best spent? Where do you provide the most value to help drive the growth and health of your business?

Let us help you with certain administrative tasks to help you focus on what you do best.

Growth Capital

Partner with Garrington Capital to receive additional capital to grow your business or acquire another one with equity, subordinated debt, and other funding options.